This Terms of Use Agreement ("Agreement") governs your access and use of the website and insurance quote engine operated by Pathfinder Insurance Agency LLC, ("Pathfinder Insurance", "Pathfinder", "mypathfindercare.com", "our," "us," or "we") and located at
ww.mypathfindercare.com
(collectively, the "Website"). By accessing, browsing, and using this Website, you ("you" or "User") agree that you have read, understood, and accept this Agreement. Please read it very carefully and let us know if you have any questions. We can be reached at:
support@mypathfindercare.com
. If you do not agree with any of the terms herein, you may opt out by closing the Website.
In Plain English:
By using our site, you're agreeing to all the terms we're about to explain.
Our privacy policy (
Privacy Policy found here), discusses:
The information we collect from you when you visit and use our Website,How we share it,And how we use it.
It forms a part of this Agreement and is hereby incorporated by reference. By using the Website you consent to our Privacy Policy and the collection, use, and sharing of information as discussed therein. Additionally, by using this Website, you acknowledge and agree that Internet transmissions are never completely private or secure.
In Plain English:
We take your privacy seriously. Our privacy policy outlines what we collect and what happens to your information.
You understand that if you provide incorrect or incomplete information, it may affect the value of the Website to you. You state to us that:
You have the power, authority, and are of sufficient legal age to enter into this Agreement.You agree to not pretend that you are, or that you represent, someone else, or impersonate any other person or entity.The information that you provide to us will be current, true, accurate, supportable, and complete.You are at least 13 years of age, as the Website is not designed for use by children under the age of 13, and we do not intentionally collect personal information from children through our Website.If you are 13 or older but under the age of 18, you must review this Agreement with your parent or guardian to make sure that you and your parent or guardian understand it, and that they agree to it on your behalf.
In Plain English:
Be honest with us—it helps us serve you better. If you're under 18, have a parent or guardian review these terms with you.
Unless you are an insurance broker, insurance agent, or other insurance professional ("Service Provider") or buy a specific service through the Site, Pathfinder Insurance does not charge you a fee to use the Website. Service Providers may pay Pathfinder Insurance fees for services and to be matched with users of the Website, however. Pathfinder Insurance is not involved with, and is not responsible for, any fee arrangement that you may enter into with any Service Provider. You acknowledge and agree to this compensation arrangement. Except where prohibited by law, Pathfinder Insurance will not be liable for any losses, costs, damages, or claims in connection with, arising from or related to your use of a Service Provider's products or services.
In Plain English:
Our site is free for you to use (unless you're an insurance professional). We aren't responsible for any fees your service provider might charge you.
The content of this Website is ours and is protected by law, including without limitation, United States copyright law, trademark law, and applicable international treaties. We reserve all rights in and to the Website. If you submit comments, suggestions, ratings, or other feedback regarding the Website or your experience ("Feedback"), you agree that we will be free to use such Feedback for any purpose and without restriction or obligation to you. You are granted permission to use the information provided to you on or via the Website solely for your own personal, non-commercial use, provided that none of the content is modified and that any legal legends are retained. You may not "mirror" any content contained within this Website without our express prior written consent. Except as stated herein, none of the content may be used, copied, reproduced, distributed, published, displayed, downloaded, or transmitted in any form by any means without our prior written permission.
In Plain English:
Do not steal our stuff. We own it and retain all rights to it. We also have unrestricted rights to use any feedback you submit to us. Don't mirror or republish anything written here without our permission.